পাঠ 2 · 6 মিনিট
পাঠের বাংলা সংস্করণ তৈরি হচ্ছে। আপাতত পাঠগুলো ইংরেজিতে।
A scholarship is not always a full ride.
The words full scholarship, full tuition and full ride are often used loosely. They can mean very different things for your family. This chapter explains U.S. undergraduate admissions; specific colleges set their own rules.
01Full tuition vs. full ride
A full-tuition award pays tuition but may leave accommodation, meals, insurance, books, travel and personal expenses unpaid. A full ride is generally understood to cover major tuition and living expenses, but coverage differs by offer. Always inspect the actual award letter.
02Need-based and merit aid
Need-based aid considers the student’s financial circumstances under the university’s policy. Merit aid rewards qualifications or achievements under a scholarship’s rules. Some students receive a combination. These are not universal systems across countries.
03Cost of attendance
Add tuition, university fees, housing, meals, health insurance, books, transportation, travel and personal costs. Subtract grants and scholarships. If there is a remaining amount, it is a funding gap—even if the offer advertises a large scholarship.
04The international-student catch
Policies vary widely. Some institutions fund admitted international students generously; others provide limited funding or none. A university accepting Bangladeshi applicants does not necessarily make full funding available.
05A realistic example
Suppose Example University costs $78,000 per year in total. It offers $78,000 in grants: there may be no major direct-cost gap, but you still need to check travel, visa costs and personal expenses. If the award is only $60,000, you could still face an $18,000 gap. Both numbers are fictional and only illustrate how to calculate the remainder.
06Which U.S. funding do international students use?
Many international undergraduates seek university-funded institutional grants or scholarships, not U.S. federal aid. Eligibility for federal aid is restricted and usually does not extend to students who are simply international applicants. Always check each university’s international student aid policy.
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